International Journal of Finance and Banking Research

Volume 5, Issue 3, June 2019

  • The Role of Microcredit Activities as an Instrument for Poverty Reduction: An Analysis from Mozambique

    Jochua Abrão Baloi

    Issue: Volume 5, Issue 3, June 2019
    Pages: 36-47
    Received: 28 April 2019
    Accepted: 3 June 2019
    Published: 1 July 2019
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    Abstract: This article comes about with the objective of analyzing the role of microcredit activities as a tool for poverty reduction in Mozambique, and specifically to sellers of the Xipamanine Market in Maputo City. The central thesis to be defended is that: microcredit if is well managed contributes to improve the socioeconomic conditions of populations t... Show More
  • Assessment of Legal Challenges Relating to E-Banking in Financial Institutions

    Nadiminti Viswanadham, Mavere Alexander

    Issue: Volume 5, Issue 3, June 2019
    Pages: 48-54
    Received: 6 January 2019
    Accepted: 13 June 2019
    Published: 12 July 2019
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    Abstract: This research was carried out to assess legal challenges relating to E-Banking in financial institutions: A study of Commercial banks in Dodoma, Tanzania. This research was worth exploring since there is a high rise of E-Banking service users and the users are not aware of the legal implication of such services which in turn is the biggest challeng... Show More
  • Technological Factors and Utilization of Formal Financial Services by Smallholder Farmers in Kenya

    Joseph Masinde Wabwire

    Issue: Volume 5, Issue 3, June 2019
    Pages: 55-63
    Received: 29 May 2019
    Accepted: 4 July 2019
    Published: 16 July 2019
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    Abstract: Financing agriculture has become a critical service in enabling the full realization of the agricultural sector’s potential. The allocative efficiency of financial services provided by financial institutions in Africa to the agricultural sector remains low. Further, several institutions aimed at facilitating small holder farmers’ access to credit h... Show More