International Journal of Agricultural Economics

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Assessing the Contribution of Micro Credit Financing to Maize Production in Mezam Division, North West Region of Cameroon

Received: Nov. 23, 2019    Accepted: Dec. 24, 2019    Published: Jan. 09, 2020
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Abstract

This study on the access to micro credits and maize production in Mezam Division, North West Region of Cameroon is aimed at determining the proportion of maize producers having access to credits and identifying the sources of micro credits exploited by maize producers. Using primary data collected from 300 maize producers, analyses were performed through descriptive statistics tools and the Logit model. The findings reveal that 6 8% of the respondents have access to credits and the informal sector agents serve as main sources of financing to farmers. The results equally revealed that from the logistic analyses, access to credits, farmers’ level of education and farm size among others positively and significantly contribute to maize production. Also, maize producers faced numerous challenges including low and fluctuating prices of maize and poor farm to market roads among others. It is therefore recommended that institutions in charge of providing farmers with financial, technical and commercial assistance should be established within the reach of farmers. That aside, more investments should be made in the construction and maintenance of rural road infrastructures.

DOI 10.11648/j.ijae.20200501.12
Published in International Journal of Agricultural Economics ( Volume 5, Issue 1, January 2020 )
Page(s) 9-17
Creative Commons

This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited.

Copyright

Copyright © The Author(s), 2024. Published by Science Publishing Group

Keywords

Maize, Credits Access, Logit, Marginal Effects, Cameroon

References
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  • APA Style

    Boris Dinictri Soh Wenda, Dorothy Fon Engwali, Moses Abit Ofeh. (2020). Assessing the Contribution of Micro Credit Financing to Maize Production in Mezam Division, North West Region of Cameroon. International Journal of Agricultural Economics, 5(1), 9-17. https://doi.org/10.11648/j.ijae.20200501.12

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    ACS Style

    Boris Dinictri Soh Wenda; Dorothy Fon Engwali; Moses Abit Ofeh. Assessing the Contribution of Micro Credit Financing to Maize Production in Mezam Division, North West Region of Cameroon. Int. J. Agric. Econ. 2020, 5(1), 9-17. doi: 10.11648/j.ijae.20200501.12

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    AMA Style

    Boris Dinictri Soh Wenda, Dorothy Fon Engwali, Moses Abit Ofeh. Assessing the Contribution of Micro Credit Financing to Maize Production in Mezam Division, North West Region of Cameroon. Int J Agric Econ. 2020;5(1):9-17. doi: 10.11648/j.ijae.20200501.12

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  • @article{10.11648/j.ijae.20200501.12,
      author = {Boris Dinictri Soh Wenda and Dorothy Fon Engwali and Moses Abit Ofeh},
      title = {Assessing the Contribution of Micro Credit Financing to Maize Production in Mezam Division, North West Region of Cameroon},
      journal = {International Journal of Agricultural Economics},
      volume = {5},
      number = {1},
      pages = {9-17},
      doi = {10.11648/j.ijae.20200501.12},
      url = {https://doi.org/10.11648/j.ijae.20200501.12},
      eprint = {https://download.sciencepg.com/pdf/10.11648.j.ijae.20200501.12},
      abstract = {This study on the access to micro credits and maize production in Mezam Division, North West Region of Cameroon is aimed at determining the proportion of maize producers having access to credits and identifying the sources of micro credits exploited by maize producers. Using primary data collected from 300 maize producers, analyses were performed through descriptive statistics tools and the Logit model. The findings reveal that 6 8% of the respondents have access to credits and the informal sector agents serve as main sources of financing to farmers. The results equally revealed that from the logistic analyses, access to credits, farmers’ level of education and farm size among others positively and significantly contribute to maize production. Also, maize producers faced numerous challenges including low and fluctuating prices of maize and poor farm to market roads among others. It is therefore recommended that institutions in charge of providing farmers with financial, technical and commercial assistance should be established within the reach of farmers. That aside, more investments should be made in the construction and maintenance of rural road infrastructures.},
     year = {2020}
    }
    

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    T1  - Assessing the Contribution of Micro Credit Financing to Maize Production in Mezam Division, North West Region of Cameroon
    AU  - Boris Dinictri Soh Wenda
    AU  - Dorothy Fon Engwali
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    PY  - 2020
    N1  - https://doi.org/10.11648/j.ijae.20200501.12
    DO  - 10.11648/j.ijae.20200501.12
    T2  - International Journal of Agricultural Economics
    JF  - International Journal of Agricultural Economics
    JO  - International Journal of Agricultural Economics
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    EP  - 17
    PB  - Science Publishing Group
    SN  - 2575-3843
    UR  - https://doi.org/10.11648/j.ijae.20200501.12
    AB  - This study on the access to micro credits and maize production in Mezam Division, North West Region of Cameroon is aimed at determining the proportion of maize producers having access to credits and identifying the sources of micro credits exploited by maize producers. Using primary data collected from 300 maize producers, analyses were performed through descriptive statistics tools and the Logit model. The findings reveal that 6 8% of the respondents have access to credits and the informal sector agents serve as main sources of financing to farmers. The results equally revealed that from the logistic analyses, access to credits, farmers’ level of education and farm size among others positively and significantly contribute to maize production. Also, maize producers faced numerous challenges including low and fluctuating prices of maize and poor farm to market roads among others. It is therefore recommended that institutions in charge of providing farmers with financial, technical and commercial assistance should be established within the reach of farmers. That aside, more investments should be made in the construction and maintenance of rural road infrastructures.
    VL  - 5
    IS  - 1
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Author Information
  • Department of Agricultural Economics, Faculty of Agricultural Sciences and Agronomy, University of Dschang, Dschang, Cameroon

  • Department of Agricultural Economics, Faculty of Agricultural Sciences and Agronomy, University of Dschang, Dschang, Cameroon

  • Department of Economics, Higher Teacher Training College Bambili, University of Bamenda, Bambili, Cameroon

  • Section