Awareness and Perception Analysis of Small Medium Enterprise and Start-up Towards FinTech Instruments: Crowdfunding and Peer-to-Peer Lending in Malaysia

Nasrul Hakim Ghazali; Takashi Yasuoka

doi:doi:10.11648/j.ijfbr.20180401.12

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Awareness and Perception Analysis of Small Medium Enterprise and Start-up Towards FinTech Instruments: Crowdfunding and Peer-to-Peer Lending in Malaysia

Nasrul Hakim Ghazali, Takashi Yasuoka

Published in International Journal of Finance and Banking Research (Volume 4, Issue 1)

Received: 31 January 2018 Accepted: 16 February 2018 Published: 19 March 2018

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Abstract

This study aims to analyze the awareness and perception of Malaysian Small Medium Enterprises and start-ups on the existence of alternatives financing channels such as Peer-to-Peer lending and crowdfunding in supporting the growth and expansion of their business in the future. Results indicate that, at present, the level of awareness of most respondents is still insufficient on Peer-to-Peer lending and crowdfunding as alternative financing instruments. However, based on the perception results, a majority of them have a slightly positive response or perception to the development of FinTech. These results suggest that there is a need and opportunity to raise awareness among Small Medium Enterprises and start-ups by authorized government related body.

Published in	International Journal of Finance and Banking Research (Volume 4, Issue 1)
DOI	10.11648/j.ijfbr.20180401.12
Page(s)	13-24
Creative Commons	This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited.
Copyright	Copyright © The Author(s), 2018. Published by Science Publishing Group

Keywords

Awareness, Perception, FinTech, Alternative Financing Instrument, SME, Malaysia

References

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[9]	Lucia, C. (2015). New Approaches to SME and Entrepreneurship Financing: Broadening the Range of Instruments, Economic Co-operation and Development (OECD), http://www.oecd.org/cfe/smes/New-Approaches-SME-full-report.pdf (Date Accessed: September 30, 2017).
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[16]	Shazida, J. M. K., Nur Syamilah. M. N., Abdul Rahim, A. (2016). Performance of Youth Entrepreneurs In Malaysia Micro Small and Medium Enterprises, International Journal of Economics and Financial Issues, 6 (S7) 86-91.
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APA Style

Nasrul Hakim Ghazali, Takashi Yasuoka. (2018). Awareness and Perception Analysis of Small Medium Enterprise and Start-up Towards FinTech Instruments: Crowdfunding and Peer-to-Peer Lending in Malaysia. International Journal of Finance and Banking Research, 4(1), 13-24. https://doi.org/10.11648/j.ijfbr.20180401.12

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ACS Style

Nasrul Hakim Ghazali; Takashi Yasuoka. Awareness and Perception Analysis of Small Medium Enterprise and Start-up Towards FinTech Instruments: Crowdfunding and Peer-to-Peer Lending in Malaysia. Int. J. Finance Bank. Res. 2018, 4(1), 13-24. doi: 10.11648/j.ijfbr.20180401.12

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AMA Style

Nasrul Hakim Ghazali, Takashi Yasuoka. Awareness and Perception Analysis of Small Medium Enterprise and Start-up Towards FinTech Instruments: Crowdfunding and Peer-to-Peer Lending in Malaysia. Int J Finance Bank Res. 2018;4(1):13-24. doi: 10.11648/j.ijfbr.20180401.12

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@article{10.11648/j.ijfbr.20180401.12,
  author = {Nasrul Hakim Ghazali and Takashi Yasuoka},
  title = {Awareness and Perception Analysis of Small Medium Enterprise and Start-up Towards FinTech Instruments: Crowdfunding and Peer-to-Peer Lending in Malaysia},
  journal = {International Journal of Finance and Banking Research},
  volume = {4},
  number = {1},
  pages = {13-24},
  doi = {10.11648/j.ijfbr.20180401.12},
  url = {https://doi.org/10.11648/j.ijfbr.20180401.12},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ijfbr.20180401.12},
  abstract = {This study aims to analyze the awareness and perception of Malaysian Small Medium Enterprises and start-ups on the existence of alternatives financing channels such as Peer-to-Peer lending and crowdfunding in supporting the growth and expansion of their business in the future. Results indicate that, at present, the level of awareness of most respondents is still insufficient on Peer-to-Peer lending and crowdfunding as alternative financing instruments. However, based on the perception results, a majority of them have a slightly positive response or perception to the development of FinTech. These results suggest that there is a need and opportunity to raise awareness among Small Medium Enterprises and start-ups by authorized government related body.},
 year = {2018}
}

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TY  - JOUR
T1  - Awareness and Perception Analysis of Small Medium Enterprise and Start-up Towards FinTech Instruments: Crowdfunding and Peer-to-Peer Lending in Malaysia
AU  - Nasrul Hakim Ghazali
AU  - Takashi Yasuoka
Y1  - 2018/03/19
PY  - 2018
N1  - https://doi.org/10.11648/j.ijfbr.20180401.12
DO  - 10.11648/j.ijfbr.20180401.12
T2  - International Journal of Finance and Banking Research
JF  - International Journal of Finance and Banking Research
JO  - International Journal of Finance and Banking Research
SP  - 13
EP  - 24
PB  - Science Publishing Group
SN  - 2472-2278
UR  - https://doi.org/10.11648/j.ijfbr.20180401.12
AB  - This study aims to analyze the awareness and perception of Malaysian Small Medium Enterprises and start-ups on the existence of alternatives financing channels such as Peer-to-Peer lending and crowdfunding in supporting the growth and expansion of their business in the future. Results indicate that, at present, the level of awareness of most respondents is still insufficient on Peer-to-Peer lending and crowdfunding as alternative financing instruments. However, based on the perception results, a majority of them have a slightly positive response or perception to the development of FinTech. These results suggest that there is a need and opportunity to raise awareness among Small Medium Enterprises and start-ups by authorized government related body.
VL  - 4
IS  - 1
ER  -

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Author Information

Nasrul Hakim Ghazali

Graduate School of Engineering Management, Shibaura Institute of Technology, Tokyo, Japan
Takashi Yasuoka

Graduate School of Engineering Management, Shibaura Institute of Technology, Tokyo, Japan

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Plain Text BibTeX RIS

APA Style

Nasrul Hakim Ghazali, Takashi Yasuoka. (2018). Awareness and Perception Analysis of Small Medium Enterprise and Start-up Towards FinTech Instruments: Crowdfunding and Peer-to-Peer Lending in Malaysia. International Journal of Finance and Banking Research, 4(1), 13-24. https://doi.org/10.11648/j.ijfbr.20180401.12

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ACS Style

Nasrul Hakim Ghazali; Takashi Yasuoka. Awareness and Perception Analysis of Small Medium Enterprise and Start-up Towards FinTech Instruments: Crowdfunding and Peer-to-Peer Lending in Malaysia. Int. J. Finance Bank. Res. 2018, 4(1), 13-24. doi: 10.11648/j.ijfbr.20180401.12

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AMA Style

Nasrul Hakim Ghazali, Takashi Yasuoka. Awareness and Perception Analysis of Small Medium Enterprise and Start-up Towards FinTech Instruments: Crowdfunding and Peer-to-Peer Lending in Malaysia. Int J Finance Bank Res. 2018;4(1):13-24. doi: 10.11648/j.ijfbr.20180401.12

Copy | Download

@article{10.11648/j.ijfbr.20180401.12,
  author = {Nasrul Hakim Ghazali and Takashi Yasuoka},
  title = {Awareness and Perception Analysis of Small Medium Enterprise and Start-up Towards FinTech Instruments: Crowdfunding and Peer-to-Peer Lending in Malaysia},
  journal = {International Journal of Finance and Banking Research},
  volume = {4},
  number = {1},
  pages = {13-24},
  doi = {10.11648/j.ijfbr.20180401.12},
  url = {https://doi.org/10.11648/j.ijfbr.20180401.12},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ijfbr.20180401.12},
  abstract = {This study aims to analyze the awareness and perception of Malaysian Small Medium Enterprises and start-ups on the existence of alternatives financing channels such as Peer-to-Peer lending and crowdfunding in supporting the growth and expansion of their business in the future. Results indicate that, at present, the level of awareness of most respondents is still insufficient on Peer-to-Peer lending and crowdfunding as alternative financing instruments. However, based on the perception results, a majority of them have a slightly positive response or perception to the development of FinTech. These results suggest that there is a need and opportunity to raise awareness among Small Medium Enterprises and start-ups by authorized government related body.},
 year = {2018}
}

Copy | Download

TY  - JOUR
T1  - Awareness and Perception Analysis of Small Medium Enterprise and Start-up Towards FinTech Instruments: Crowdfunding and Peer-to-Peer Lending in Malaysia
AU  - Nasrul Hakim Ghazali
AU  - Takashi Yasuoka
Y1  - 2018/03/19
PY  - 2018
N1  - https://doi.org/10.11648/j.ijfbr.20180401.12
DO  - 10.11648/j.ijfbr.20180401.12
T2  - International Journal of Finance and Banking Research
JF  - International Journal of Finance and Banking Research
JO  - International Journal of Finance and Banking Research
SP  - 13
EP  - 24
PB  - Science Publishing Group
SN  - 2472-2278
UR  - https://doi.org/10.11648/j.ijfbr.20180401.12
AB  - This study aims to analyze the awareness and perception of Malaysian Small Medium Enterprises and start-ups on the existence of alternatives financing channels such as Peer-to-Peer lending and crowdfunding in supporting the growth and expansion of their business in the future. Results indicate that, at present, the level of awareness of most respondents is still insufficient on Peer-to-Peer lending and crowdfunding as alternative financing instruments. However, based on the perception results, a majority of them have a slightly positive response or perception to the development of FinTech. These results suggest that there is a need and opportunity to raise awareness among Small Medium Enterprises and start-ups by authorized government related body.
VL  - 4
IS  - 1
ER  -

Copy | Download